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National Funding Reviews: Expert Analysis & User Insights for 2024
National Funding has a "No-Risk" application, which means interested borrowers can check on funding without it impacting their personal credit scores. Its flexible loan terms and amounts make it ideal for businesses small and large.
Min. Credit Score 600+
Loan Amount $250K-$500K
Loan Repayment 2-5 years
Written by:TJ Porter
Reviewed by: Dahna Chandler, Business Finance Journalist
Fact Checked by: Dr. JeFreda R. Brown, Financial Expert
Expert Reviewer Verdict
National Funding business loans come in two primary forms: small business loans for purposes like working capital for inventory, payroll, marketing, taxes, and other reasons, and equipment financing or leasing loans to help businesses purchase expensive equipment.
National Funding small business loans target many industries, including trucking, agriculture, restaurants, and construction. National Funding also helps minorities, women, and veterans find funding with lenders that have experience working with borrowers in these groups. They offer loans from different lending partners who may have additional borrowing criteria.
National Funding User Reviews
National Funding has almost 1,400 reviews on Trustpilot with an average rating of 4.6 out of 5. It is a testament to the platform’s durability and its time in the market since 1999.
Many reviews focus on how helpful the lender is with approving applicants who've gotten rejected by traditional lenders. Others praise the smooth and intuitive application process and that funding can be fast.
National Funding is active across social media and regularly responds to customer questions and complaints.
| The positive reviews are related to | The negative reviews are related to |
| A quick and easy loan approval process | High cost of the loan |
| Great for those with bad credit | Expensive fees |
| A helpful customer service team | Some loans seem to take a while to approve |
Summarized Ratings
User Reviews4.6
Loan Features3
Interest Rates & Fees1
Qualification Leniency4.3
Application Process5
Soft-Pull Impact On Credit Score5
Customer Support5
Perks and Bonus5
This parameter considers the scores achieved from independent user review sites, such as Trustpilot. Ideally, each platform’s rating reflects scores from three distinct user review sites. However, this isn’t always possible. Ultimately, the various scores were aggregated and averaged to establish an overall user reviews score.
National Funding has a stellar User Reviews rating of 4.6, which is reflective of the independent user reviews posted on Trustpilot.
National Funding Pros and Cons
Pros
Cons
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Written by: TJ Porter
I have in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions both simple and complicated.
More about meReviewed by: Dahna Chandler
Dahna M. Chandler is an award-winning business and finance journalist with 25 years of experience writing for major media outlets and top blogs. Because of her love for all things digital and entrepreneurship, she’s worked as a freelance online journalist and blogger her entire career.
More about meFact Checked by: Dr. JeFreda R. Brown
Dr. JeFreda R. Brown is more than a financial consultant: she’s an avid teacher and subject matter expert who helps people—individuals and groups in a business setting—master the skills they need to achieve lasting financial wellbeing. As Founder and CEO of Xaris Financial Enterprises, it is her passion and life goal...
More about me