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Ascent Student Loans Review: Private Loans for All Borrowers

Ascent is an award-winning student loan company that offers private student loans for borrowers with or without a cosigner. Flexible repayment plans are available, and loans are available to undergraduate students, graduate students, DACA students, and even international students.

ascent-review
 ascentfunding_logo_sl
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Min. Credit ScoreMin. Credit Score Varies
Loan AmountsLoan Amount up to $400,000
Fixed APRLoan Repayment 5-20 years
Holly Johnson
Written by:Holly Johnson
Award-Winning Personal Finance Contributor

Ascent offers private student loans to borrowers of all backgrounds, including those who do not have a cosigner to help. They also offer career loans for students participating in specific career development programs, plus consumer bootcamp loans. Ascent gives borrowers the chance to repay their loan on their own terms, qualify for affordable rates, and earn discounts and cash back when they graduate.

Ascent Pros
Several student loan options available
Loans for DACA and international students
Qualify with or without a cosigner
.25% to 1% autopay discount available
Get prequalified with no credit score impact
No loan application fees
Free resources and apps available
Earn 1% cash back when you graduate
Ascent Cons
No student loan refinancing offered
No student loans for parents
Some loans have high interest rates
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Like many other private student loan companies, Ascent makes it possible to check your rate without a hard inquiry on your credit report. You can start the process by heading to the Ascent website and clicking on "Apply Now." From there, you'll let them know whether you want to apply for a college loan or a career preparation or bootcamp loan.

Frequently Asked Questions

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About the Author

Holly Johnson

Holly Johnson

Personal Finance Expert

Holly Johnson is an award-winning writer who covers personal finance topics such as insurance, loans and loan products, budgeting, credit cards and loyalty programs.

More about me